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Budget Planning

Find out if you earn enough each month to confidently cover your bills.

Gross Pay
(Before Taxes and Deductions)
     
Your Gross Monthly Pay
$  
Spouse's Gross Monthly Pay $  
Total Gross Monthly Pay     $

Take Home Pay
(Take Home Pay is Net pay plus any loans automatically deducted from your pay check. Mortgage, Auto, etc.)
Your Monthly Take Home Pay $  
Spouse's Monthly Take Home Pay $  
 
Other Monthly Income $  
       
Total Monthly Take Home Pay:     $

  


Step 2: Monthly Expenses

Housing
Rent & Mortgage 1 $ 2nd Mortgage $
Condo & Homeowner's Fees $ Home & Renters Insurance $
Property Taxes $ Home Repairs & Maintenance $
Electric & Gas $ Water & Sewer $
Phone & Cell $ Cable & Internet $
Transportation:
Car Payment 1 $ Car Payment 2 $
Car Insurance $ Gasoline $
Car Maintenance $ Parking/Tolls $
Food and Personal:
Groceries & Household Suppl $ Clothing for Family $
Meals Out $ School Lunches $
Barber & Beauty Shop $ Dry Cleaning & Laundry $
Tobacco & Alcohol $ Newspaper & Magazines $
Health and Education:
Health Insurance & Co-Pay $ Prescriptions $
Life Insurance $ School Supplies $
Student Loan $ Tuition $
Child Care $ Child Support $
Other:
Hobbies & Sports $ Pet Care $
Church & Charitable Donation $ Gifts & Holidays $
Delinquent Tax Payments $ Other Expenses $
Monthly Credit Cards Paid $ Monthly Store Cards Paid $

Total Monthly Expenses: $
Total Monthly Income: $
Monthly Surplus/Deficit(-) : $

  


Send to the Keyrose Corporation for assistance

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